As we move towards the end of 2025, it’s a timely moment to reflect on the state of Cardiff’s housing market and the factors shaping sales and rental activity across the city.
Traditionally, January marks a reset with serious buyers and renters returning after the festive break, motivated and ready to act. Encouragingly, current data suggests the market remains stable, with clear opportunities for those planning a move in 2026.
Local demand continues to underpin confidence, particularly in well-connected and family-friendly areas across North Cardiff. Combined with improving mortgage conditions and greater clarity around pricing, this is helping to create a more balanced and purposeful market for buyers, sellers and landlords alike.
Simon Dews, Head of Sales, comments: “With our in-depth knowledge of Whitchurch, Radyr and the wider North Cardiff market, we are confident that 2026 will prove to be another successful year, supported by improving mortgage conditions, strong local demand and renewed buyer confidence.”
According to the latest Office for National Statistics figures, the average house price in Cardiff was around £270,000 in late 2025, up slightly compared with the previous year.
Here’s a snapshot of prices from the most recent local data:
First-time buyers: £232,000
Mortgage purchasers: £275,000
Flats and maisonettes: £162,000
Terraced homes: £258,000
Semi-detached: £320,000
These figures suggest steady pricing, with modest annual growth depending on area and property type; a reassuring backdrop for buyers and sellers alike after the seasonal slowdown.
Nationally, broader UK data also points to housing market resilience, with average asking prices remaining close to late-2024 levels and forecasts predicting modest growth in 2026 as interest rates ease.
Rents in Cardiff have continued to rise steadily, albeit at a slower pace than in recent years. Latest local statistics show:
Average private rent in Cardiff: £1,146 per month (October 2025)
Year-on-year increase: around 8% growth compared with October 2024.
This continued rental growth reflects ongoing demand, although national figures show that average UK rents are rising at a slower pace than in previous years, suggesting supply may be gradually catching up.
For renters, early-year availability can offer a better selection before demand ramps up again ahead of the spring peak.
Whether you’re looking to buy, sell, rent or let this year, staying up to date with local market trends is key to making confident decisions.
Call us on 02920 626252 or visit our branches in Whitchurch or Radyr for tailored advice and support in achieving your property goals in 2026